Making Homeownership Happen for You
Incentives
Brixton
LOCK IN 4.99% 30-YEAR FIXED RATE MORTGAGE ON TOWNHOMES IN CHARLOTTE
Purchase a townhome at Brixton and lock in a 4.99% 30-year fixed rate mortgage. Must close by 12/31/2024 and finance through our preferred lender. Not available on townhome # 15. Limited time incentive, subject to change or sell out without notice. Additional terms/requirements apply. Contact us for details.***
CAMBER WOODS
LOCK IN A 4.99% 30-YEAR FIXED RATE MORTGAGE
ON HOMES IN GASTONIA
Purchase a quick move-in home at Camber Woods and lock in a 4.99% 30-year fixed rate mortgage. Must close by 12/31/2024 and finance through our preferred lender. Limited time incentive; subject to change or sell out without notice. Additional terms/requirements apply. Contact us for details. Cannot be combined with closing cost incentive.***
CLOSING COST INCENTIVE:
Purchase a home at Camber Woods and finance through one of our preferred lenders, and we’ll contribute up to $5,000 towards your closing costs.*
Caswell
LOCK IN A 4.99% 30-YEAR FIXED RATE MORTGAGE
ON TOWNHOMES IN NODA, CHARLOTTE
Purchase a townhome at Caswell and lock in a 4.99% 30-year fixed rate mortgage. Must close by 12/31/2024 and finance through our preferred lender. Limited time incentive; subject to change or sell out without notice. Additional terms/requirements apply. Contact us for details. ***
Calico Ridge
LOCK IN A 4.99% 30-YEAR FIXED RATE MORTGAGE
ON HOMES NEAR INDIAN TRAIL
Purchase a quick move-in home at Calico Ridge and lock in a 4.99% 30-year fixed rate mortgage. Must close by 12/31/2024 and finance through our preferred lender. Limited time incentive; subject to change or sell out without notice. Additional terms/requirements apply. Contact us for details. Cannot be combined with closing cost incentive.***
OR purchase a home at Calico Ridge and receive up to $13,000 in design options, or to put towards closing costs when financing through our preferred lenders. Contact us for details.*
HOLCOMBE
LOCK IN A 4.99 30-YEAR FIXED RATE MORTGAGE
ON HOMES NEAR SIMPSONVILLE, SC
Purchase a quick move-in home at Holcombe and lock in a 4.99% 30-year fixed rate mortgage. Must close by 12/31/2024 and finance through our preferred lender. Limited time incentive; subject to change or sell out without notice. Additional terms/requirements apply. Contact us for details.***
KENNINGTON
RECEIVE UP TO $5,000
Purchase a home at Kennington and receive up to $5,000 towards closing costs when financing through a preferred lender. Contact us for details.*
OAK CREEK
4.99% 30-YEAR FIXED RATE
OR CLOSING COST INCENTIVE
ON HOMES IN MINT HILL
Purchase a quick move-in home at Oak Creek and lock in a 4.99% 30-year fixed rate mortgage. Must close by 12/31/2024 and finance through our preferred lender. Limited time incentive; subject to change or sell out without notice. Additional terms/requirements apply. Contact us for details.***
Purchase a home at Oak Creek and receive up to $3,000 towards closing costs when financing through a preferred lender. Cannot be combined with 4.99% incentive. Contact us for details.*
RIVER RESERVE
FINISHED BASEMENT UPGRADE ON HOMES IN GREER, SC
Basements: For a limited time, purchase a home at River Reserve with an unfinished basement, and we’ll upgrade you to our “A” finished basement option at no additional cost. Actual savings will vary, depending on the floor plan. Contact us for details.**
Quick Move-in Home #50: Purchase the Magnolia home on homesite # 50 and lock in a 4.99% 30-year fixed rate mortgage. Must close by 12/31/2024 and finance through Cornerstone Home Lending, Inc. Limited time incentive; subject to change or sell out without notice. Additional terms/requirements apply. Contact us for details.***
Closing Costs: Finance through a preferred lender and receive up to $3,000 towards closing costs. Cannot be combined with 4.99% incentive.*
OUR COMMUNITIES IN THE CAROLINAS
*Sales: EHC Brokerage LP. License # C77312. Construction: EHC Homes, LP, DBA Empire Communities (NC: 85275, SC: 123509). Most financing incentives are conditioned upon buyer using Atlantic Bay, Truist Bank, American Mortgage Security or US Bank as their lender. Buyers of Empire Communities are not required to use these as their lender, are free to use any lender of their choosing for the purpose of securing mortgage financing, are not limited to these lenders and are free to decline any incentives tied to the use of these lenders. (NMLS ID# 40561, 72043, 399803, 402761 respectively.)
**River Reserve limited time basement incentive is subject to change or be withdrawn at any time with or without notice.
***Special 4.99% rate is based on $425k loan amount, Primary Single Family Residence Purchase, 760 credit score, 90% LTV, 35% DTI, has Escrows, and Close by 12/31/2024. Incentive only available on new contracts only. If Credit Score or LTV is different, then additional LLPAs will apply which can affect the interest rate or discount points. Special rate of 5.49% for Investment property is based on $425k loan amount, 760 Fico, 75% LTV, 35% DTI, has escrows, and close by 12/31/2024. If Credit Score, loan amount, DTI, or LTV is different, then additional LLPAs will apply which can affect the interest rate or discount points. Incentive subject to change or sell out without notice. Loan production restrictions may apply. Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income, credit approval and acceptable property appraisal. Not a commitment to lend. Rates as of 11/06/24 and subject to change. Incentive conditioned upon buyer using Cornerstone Home Lending, Inc. NMLS# 1708205 (Lisa Cortez Loan Officer NMLS#194506) or Atlantic Bay Mortgage Group NMLS# 72043 (Flynn Harris Loan Officer NMLS# 86381) as its lender. Buyers of Empire Communities are not required to use these as their lender, are free to use any lender of their choosing for the purpose of securing mortgage financing, are not limited to these lenders and are free to decline any incentives tied to the use of these lenders. Buyers are NOT required to use a preferred lender as their lender, are free to use any lender of their choosing for the purpose of securing mortgage financing and are free to decline any incentives tied to the use of a preferred lender. Equal Housing Opportunity.