RIVER RESERVE
INCENTIVES
INCENTIVES
FINISHED BASEMENT INCENTIVE:
For a limited time, purchase a home at River Reserve with an unfinished basement, and we’ll upgrade you to our “A” finished basement option at no additional cost. Actual savings will vary, depending on the floor plan. Contact us for details.**
CLOSING COST INCENTIVE:
Finance through a preferred lender and receive up to $3,000 towards closing costs.*
LOW FIXED RATE MORTGAGE:
For a limited time, if you purchase a quick move-home at River Reserve and finance through American Security Mortgage, qualified buyers can lock in:
4.99% – Year 1
5.99% – Years 2 – 30
Must close by 4/23/25. Conditions apply, please contact us for details.***
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*Sales: EHC Brokerage LP. License #C77312. Construction: EHC Homes, LP, DBA Empire Communities (NC: 85275). (SC: 123509). Incentive conditioned upon buyer using Atlantic Bay, American Mortgage Security or US Bank as its lender. Buyers of Empire Communities are not required to use these as their lender, are free to use any lender of their choosing for the purpose of securing mortgage financing, are not limited to these lenders and are free to decline any incentives tied to the use of these lenders.
**Limited time basement incentive is subject to change or be withdrawn at any time with or without notice.
Incentive conditioned upon buyer using American Security Mortgage, Atlantic Bay Mortgage, Truist Bank or US Bank as their lender. Buyers are NOT required to use a preferred lender as their lender, are free to use any lender of their choosing for the purpose of securing mortgage financing and are free to decline any incentives tied to the use of a preferred lender. (NMLS ID# 40561, 72043, 399803, 402761 respectively.)
***Special 4.99% rate for first year and 5.99% rate beginning second year valid on new contracts only; based on $300k min loan amount and $806,500 max loan amount, conforming loans only (not valid on VA or FHA loans), Primary Single Family or Townhouse Residence owner occupied Purchase, 760 credit score, 90% LTV, 40% max DTI, has Escrows, and Close by 4/23/2025. If Credit Score or DTI or LTV is different, then additional LLPAs may apply which can affect the interest rate or discount points. Not available on investor loans. Incentive subject to change or sell out without notice. Loan production restrictions may apply. Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income, credit approval and acceptable property appraisal. Not a commitment to lend. Rates as of 1/23/25 and subject to change. Incentive conditioned upon buyer using American Security Mortgage NMLS# 40561 (J. Alex Browning Loan Officer NMLS# 70151) as its lender. Buyers of Empire Communities are not required to use these as their lender, are free to use any lender of their choosing for the purpose of securing mortgage financing, are not limited to these lenders and are free to decline any incentives tied to the use of these lenders. Buyers are NOT required to use a preferred lender as their lender, are free to use any lender of their choosing for the purpose of securing mortgage financing and are free to decline any incentives tied to the use of a preferred lender. Equal Housing Opportunity.